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Get the Best Health Insurance Plan Online in India---Server Name(ltinsurance.gibl.in)

Individual

female
male

Family

 

Most Popular Policies of L & T General Insurance

  • L&T Health Medisure Prime Insurance Plan
    This family floater health plan boasts attractive benefits and useful features that any member of the family included in the coverage can avail.
    Key benefits of Medisure Prime Insurance Plan
    • Personal case manager is available in specified cities
    • Sum insured can be reinstated
    • Lifetime renewal option is available.
    • No sub-limits applicable
    • Free health check-up every alternate year
    Buy now
  • L&T Medisure Plus Insurance Plan
    This health insurance cover can be availed both as an individual or family floater plan.
    Key benefits of Medisure Plus Insurance Plan
    • Lifelong renewal option available
    • No co-pay up to 80 years
    • Coverage available for domiciliary treatment and day care processes
    • Rs. 1,000 on offer for medical check-ups in every two years
    Buy now
  • L&T Private Car Package Policy
    This comprehensive plan offers complete protection to the car of the policyholders.
    Key features of Private Car Package Policy
    • Availability of personal accident cover for up to 5 passengers
    • Optional coverage available for Non-electrical accessories
    • Music system and the air conditioner can be covered by paying extra premium
    • Personal accident coverage of Rs 2 lakh available for car-owner
    Buy now
  • L&T Premium Home Insurance Plan
    This home insurance policy aims to cover contents of the house as well as the structure.
    Key features of Premium Home Insurance Plan
    • Coverage against terrorism available
    • availability of unique covers Wallet Protection, Purchase Protection
    • 27 covers available in total
    • 2 compulsory and 25 optional covers available
    Buy now

L&T My Health Medisure Classic Insurance

Life is full of uncertainty. You never know when a misfortune will fall down upon your life. May be it is health problem of your or anyone of your family, the large amount of medical expenses will definitely bring a financial burden upon you. So you should be prepared to cope with such a circumstance.

L&T My Health Medisure Classic Insurance is an insurance policy designed to provide assistance so that you can make treatment of your own or your loved ones in any case of critical illness, without getting so much stressed.

Optional features of policy

If you can pay some additional amounts of premium, you can avail few optional features.

  • To treat some critical illnesses, the double amount of the sum insured is payable by the insurer.
  • The ailments such as cancer, first heart attack, coronary artery bypass surgery, multiple sclerosis, major organ transplant, kidney failure, stroke, primary pulmonary arterial hypertension; these are included in those critical ailments.
  • This feature is obtainable for the persons of up to 65 years who are insured with the sum of 2 lakhs and above.

Additional benefits of policy

  • In family floater plan, four members of a family can become insured under one policy. The spouse and two dependent children are included in a family floater plan.
  • You can opt for policy with individual sum insured. By selecting this, you can get 10% discount on the total amount of premium. This discount is available for 2-6 family members, which includes spouse, 2 dependent children and dependent parents.
  • There is option for getting cumulative bonus of 5% discount on the annual premium. You can avail this with every renewal after a claim free year.
  • After completion of four claim free policy renewals, you will get benefitted with free health check-ups.
  • Tax benefit is also there for you under section 80D of the policy.
  • Cancellation procedure is possible within 15 days of issuing the policy. The paid premium amount will be refunded to you.

Sum insured in policy

You can get options to choose from while getting insured with L&T Health Medisure Classic Insurance policy. Take a look upon it.

Policy

Minimum amount of sum insured

Maximum amount of sum insured

Individual

1 lakh

5 lakhs

Family floater

2 lakhs

5 lakhs

Eligibility criteria

  • Entry age is 18 years for this policy and there is option to issue policy without any age limit.
  • For children the minimum age is 3 months while maximum is 23 years.
  • For the persons above 50 years, the medical test reports prior to issuing policy are acceptable.
  • For any person with critical illness, the entry age is limited up to 65 years.

Coverage under policy

Expenses

Coverage

Expenses for hospitalization

Expenses of room rent, nursing covered up to Rs. 4000/day

ICU expenses

Covered up to Rs. 6000/day

Maternity expenses

Covered up to 20,000 for normal delivery

Maximum 40,000 for caesarean delivery

New born baby

Expenses maximum 90 days of delivery